A personal loan is an unsecured loan and helps in reaching the current financial needs. It does not require collateral or security and is offered with minimal documentation. The fund can be used for any legitimate financial need. Just like any other loan, it is required to be repaid within the agreed timeline or terms of a specific bank. You are free to use funds you get for a personal cause, such as funding a holiday, buying a gadget, paying for medical treatment or using for home renovation.


Business loans are unsecured financial help generated by banks. Its primary aim is to support the financial urgency for growing business. Some financial institutions offer terms loans and Flexi loans cater to the business needs of a company, also known as commercial loans. The variants of
business such as privately held company, sole proprietorship, partnership firms, self-employed individuals and retailers can avail these loans.
Investify will be your professional alternative for business lending and advising. We will provide you with an innovative alternative for financing products and services designed to helps business grow. We will keep a track on economic changes and fluctuations as well.


A home loan is an amount borrowed from a bank or money lending company at a specific rate of interest to be paid with the EMI monthly. The property is taken by the lending source at the time of home loan. The property can be commercial or personal in nature. There are variants of
home loan :

  • Home Purchase Loan is a loan taken at the time of purchasing a home.
  • Home Improvement Loan covers expenditure situated with repairs or renovation.
  • Home construction Loan comes handy when you are building a new house.
  • Land Purchase Loan can be availed at the time of buying a land to build home.
  • Home Extension Loan is a loan taken for adding extra rooms or space along with a home

Vehicle loan is taken out for the specific purpose of buying a car, and the loan itself is secured by the vehicle. The lender can repossess a vehicle if the loan is not paid back. It does add on some risk, but also comes up of beneficial interest rates, lower fees, and more lenient credit requirements. Because the lender has a backup plan, they can afford to provide more generous loan terms. Loan term relies onto the credit scores, down payment, type of car being purchased
and on the borrowed amount.


A credit card allows borrowing money from a bank to make purchases. The person does not have to pay extra if payment is made within the “grace period” of 25 to 30 days; a person
doesn’t have to pay extra. If it’s not paid back within the time period, then the person have to pay interest –payment of the money owed from the bank.
A credit card allows making larger purchases and paying off in smaller amounts over time. It is more convenient to carry a credit card rather than carrying a ward of cards. A credit card availed through Investify comes up with these benefits, such as:

  • Huge reward points with every transaction
  • ATM card withdrawals
  • Easier conversion of big-ticket purchases into manageable EMIs
  • Improves CIBIL score with timely repayments